It’s time to put your 9-5 income to work so that you can start working less and enjoying life more.

Are you tired of living paycheck to paycheck?

Does this sound like you?

I've been struggling with debt, feels like the balance isn’t going down...

I make decent money ($75,000+) but don’t seem to have money left after paying bills...

I keep dipping into my savings to cover bills...

I work multiple jobs to afford my lifestyle and miss out on monumental moments :-(

I feel like my money should be working for me, but not sure of where to start...

Men Lie. Women Lie. Numbers Don't.

According to CNBC, 73% of millennials 
recently surveyed say they are living paycheck to paycheck.

Can You Relate?

INTRODUCING:

"Master Your Money" is a 1-hour private personal finance session where we will discuss a major financial challenge (or goal) you have and create an actionable plan to overcome (or reach) it.

BOOK A SESSION

Here's what you will get:

60 Minutes

Move from stuck to action in just one hour.

1 Strategy

Gain clarity on actionable next steps.

1 Post Follow-Up

Accountability to help you reach your goal faster.

Email Support

Ask unlimited questions and run new plays by me.

Creating a solid financial foundation isn't for the faint of the heart. It requires strategy, clarity and most importantly, a solid game plan. 

Don't just take my word for it. Here's what my girls are saying....

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But wait, who am I really?

My passion for financial freedom really began in two pivotal moments: the first was when I bought my first home and the second was when I was laid off from my 9-5. Both experiences taught me that I was living life from a "coasting" perspective.


The hard reality that I quickly realized was that I was replaceable. We all are, unfortunately. And I never wanted to feel as depressed as I felt over those 8+ months.


So while I was unemployed, I took a deeper dive into personal finances to identify my missed opportunities for cash. I started researching different ways to make money without trading my time for it. I did enough of that in my career and I was ready to make work optional (yes, even while unemployed haha). But first, I needed a job so that I can create more of the passive income streams that I had identified.


Since then, i've gained employment again but I re-entered the workforce with a different mindset. I make close to $600 in passive income monthly through REITs, index funds, exchange traded funds, and my high-yield savings accounts. And soon I will add an investment property which will net me at least another $250 in cash flow. But it took STRATEGY.


I didn't want to live paycheck to paycheck again. I didn't want to rely on my job to fund my lifestyle. I wanted to use my job to create passive income streams that will last beyond my job and ultimately help me make work an optional thing. It took years of studying and over that time, i've shared my journey. I've received many questions that are so personal that I decided to offer 60 minute 1:1 sessions where we can dive deep into what you need.


During this session, I want you to get clear on your why. For me, it's to work less and live abroad. But we all have bigger reasons for why we want to improve our finances and build wealth. I'm excited to help you discover yours!


This is for you if...

You want to pay off debt without sacrificing your entire lifestyle.
You want to make more money without getting another job.
You want to travel more without going into debt.
You want to make more money with the money you already earn.
You want to find a better way to save money.
You want to save up for a big purchase (car, home, trip).

It’s about purpose. And living intentionally. And your finances play a big part in it.

ABOUT US

I've helped other corporate black women like you to:

1. Stop sitting on the sidelines and take control of their finances

2. Accomplish major financial goals (homebuying, debt payoff etc.)

3. Create passive income without trading their time for it

4. Develop a better strategy for how they spend their money

5. Save more on their taxes with accounts they've been sleeping on


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Hey, I'm Jos!

I am a Personal Finance Educator that is passionate about helping high-earning millennial women maximize their incomes. Many desire to put their money to work but are often unsure of how to do so. Or they lack the time. They don’t want to get another job. They don’t want to sit on Youtube all day or read books. 

They want the options to be laid out to them objectively and then select the best ones based on their goals and lifestyle. For some, that is real estate, for others that could be savings accounts, for others, it could be passive investments. Or it can be a combination of the three.

Usually, there is a bigger why that they haven’t tapped into. Maybe they are working too much. Or they are spending too much. And don’t know where the heck their money is going, or if it's actually helping them build the lifestyle they want. 

So instead, they stay in this rat race of starting and stopping and repeating that cycle until they look up, and realize another year has passed. And they didn’t get that house. They didn’t start investing. And though they are earning more, the IRS is taking more because they don’t have tax-advantaged accounts working in their favor.

I know this very well because this was me. I tried to buy my first home in my mid-20s but failed. I got laid off from my job at the worse time and didn't have a solid financial plan.

But that all changed when I got clear on my why.

I am now a debt free homeowner and I use my platform to empower other aspiring millennials to take control of their finances so that they can live their best lives.

Are you ready to take one step closer to financial freedom?


If so, this was created just for you.

SIGN ME UP