Do you want to purchase your first home but don’t know where to start?
Let’s work together to create a financial plan to make the homebuying process as simple and pain-free as possible.
Let's Face It...
The journey to homeownership has become harder and education has become very confusing.
For example...
Most people think the first step
to homeownership is that they need to connect with a real estate agent. However, preparing your finances is where everyone needs to start because it impacts every single part of your homebuying process.
The Fact Is:
Most real agents won’t take the time to work with you on a financial plan because they have more qualified clients.
Some real estate agents simply don’t care, especially if they have endless referrals coming in.
Some agents are chasing commissions, which could possibly end up with you in a home you don’t like or need.
I’m not a real estate agent.
I'm a certified financial educator.
So I am able to freely bring objective opinions that are in the best interest of you. That way, you are able to identify and work with the best real estate agent for you.
I’m not just saying this for fun. I’m speaking from experience.
Back in 2017, I was looking for my first home and felt completely overwhelmed with what I didn’t know.
#1
I didn’t realize how important my credit score and existing debt was to the loan process.
#2
I didn’t realize that I needed to have money set aside for more than just a down payment.
#3
I didn’t know that closings costs were a thing & they accounted for 2-5% of my home price.
So after countless offers and no response, I knew I needed to do something to position myself as the ideal buyer. My lender and real estate agent told me that my debt-to-income (DTI) ratio would continue to limit me and ultimately the purchase amount that I was pre-approved for.
This led me to create my own financial plan which resulted in me:
Paying off my student loan debt ($70,000)in full in less than 2 years.
It's Possible.
Increasing my credit score by 60 points without hiring a credit specialist.
It's Possible.
Building a healthy savings account that I could use for homebuying expenses.
It's Possible.
However, it took a lot of work and my goal is to help you fast track this process so that you aren’t piecing together an unrealistic plan.
It's Time For You To Create A Strategic Financial Plan So You Can Become A Homeowner Next Year!
Are you ready?
INTRODUCING CASH TO CLOSE™
My 3 hour VIP experience for women who are ready to improve their finances so they can confidently purchase their first home in the next 6 months or less.
A Peek Into The VIP Experience
Cash To Close™ Will Help You Feel Confident Enough To...
Cash To Close™ Will Help You Feel Confident Enough To...
Pay off your debt which will lower your debt-to-income ratio
Build up your savings for homebuying and homeowning expenses
Increase credit score to qualify for the best loan & interest rates
Who Is This For?
This Is For You If:
✅ Are a woman
that is serious about purchasing in the next 12-18 months
✅ Have consistent income (as an employee or business owner) and can prove it
✅ Are serious about buying in the next year
✅ Can comfortably invest into this program & your vision
✅ Have no pre-existing property or homes
✅ Truly have an interest in building wealth. Homeownership is a strategic move that shouldn’t be taken lightly
✅ Have a vision of what you want in a home, where you want to live and have an idea of how much you can afford (will be discussed in depth)
This Is Not For You If:
🚫 Aren't a first-time homebuyer that plans to live in the home they purchase
🚫 Don’t have time to dedicate to the classes and workload
🚫 Are looking for fix, flip, wholesaling advice
🚫 Want someone to take care of all the work for you
🚫 Are looking for an investment property (i.e. your second or third home) vs. a primary residence
🚫 Aren’t open-minded or open to coaching and feedback from me
🚫 Don’t wait to transform your mindset around money, wealth building and financial independence
During This 1:1 Experience, We Will:
1
Get
Ready
Assess where you are financially right now (from a debt, credit, savings perspective).
2
Explore
Options
Explore loan options and downpayment programs unique to your situation.
3
Review Expenses
Review expenses associated with homebuying in your city/state.
4
Plan
Ahead
Build a realistic 90 day financial plan that makes sense for your current lifestyle.
MEET THE CREATOR
I’m Joshlyn and I am a certified financial educator, homebuying consultant & podcaster with a personal mission to help 50 millennials purchase their first home within the next 365 days. I know how overwhelming the process can be because I went through it.
After looking at homes for several months, I found myself frustrated at the fact that my finances were not in order and it held me back from each dream home I submitted an offer for.
Eventually, I found the right support that helped me pay off my debt, improve my credit score and guide me successfully towards the purchase of my first home.
Now I want to help other women confidently and successfully do the same.
