There are 6 money tips I wish I knew sooner that I know now. I would have definitely been retired if I learned these earlier. The biggest lesson is to make your money work for you. And to use your early years to take those big risks that will definitely pay off if you manage them right. I used to have a scarcity mindset, where I hoarded every dollar, despite living wild and free on vacations. 

I was very cognizant of where my money was going, but I wasn’t investing as much as I should have. Saving money as great but saving it alone didn’t allow me to grow the money. So I would look up a year later, and see a couple of pennies added to my account. A complete waste of time haha.

Since then, I’ve learned about high-yield savings accounts, I’ve learned about real estate investment trusts (REITs), I’ve learned about index funds and I’ve learned about how to use my 9-5 accounts to my tax advantage (i.e. 401ks and health savings accounts). I will touch on all of these and more one this video so you can avoid the top money mistakes that I made. this is money advice for 20 year olds, money advice for 18 year olds and personal finance tips for college graduates. 

But even if you surpass those age ranges, you can still get started. Better late than never! I learned about most of this in my late 20s so I do feel like I’m playing catch up. But slow progress is better than no progress. These are money lessons on how to avoid going broke. We’ve seen it amongst entertainers and athletes but that won’t be our story.

[VIDEO] 3 Things I Do With Every Paycheck:  https://www.youtube.com/watch?v=34B2M14zWq8&t=0s

[VIDEO] 5 Things I Wish I Knew In My 20s: https://www.youtube.com/watch?v=siCJ1cqT53g&t=0s

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Open an HYSA and get an extra 1% back in interest: https://www.marcus.com/us/en/savings/referral?referralcode=JOS-2LH-CT84

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The #1 Workbook for first-time homebuyers: https://www.maximizedmoney.com/ready-to-own

Ready to find the right real estate agent for you? Download my free checklist for questions to ask: https://www.maximizedmoney.com/homebuyer-checklist

Relevant videos:

5 Things I Wish I Knew In My 20s: https://youtu.be/siCJ1cqT53g

5 Money Moves I'm Making In My 30s: https://youtu.be/SJvfzxhdAIQ

Does student loan debt impact you from buying a house? Yes: https://www.youtube.com/watch?v=G8f2_d63a2E&t=0s

My debt free journey: https://www.youtube.com/watch?v=C0Tyt3n7PCY&t=0s

Like, comment, subscribe, and share to stay connected!

More resources:

Book an "Ask Me Anything" one hour personal finance session: https://calendly.com/maximizedmoney/60min

Open a Chase Sapphire Preferred travel credit card & earn 60,000 points: https://www.referyourchasecard.com%2F6f%2FS9MGK26U1M&v=4kZeCxZqZ1E

Open an HYSA and get an extra 1% back in interest: https://www.marcus.com%2Fshare%2FJOS-2LH-CT84&v=4kZeCxZqZ1E

Instagram (we have lots of fun over here): https://www.instagram.com/maximized.money

TikTok (we have even more fun over here): https://www.tiktok.com/@maximized.money

The #1 Workbook for first-time homebuyers: https://www.maximizedmoney.com/ready-to-own

Ready to find the right real estate agent for you? Download my free checklist for questions to ask: https://www.maximizedmoney.com/homebuyer-checklist

Want to get your finances together for your big home purchase? Join my free Homebuyer Goals Challenge: https://www.maximizedmoney.com/homebuyer-goals-challenge